Si estás pensando en comprar una propiedad, probablemente hayas pedido consejo a tus familiares y amigos. Además, hoy en día tenemos toneladas de información en podcasts y redes sociales, y esto puede resultar abrumador. Voy a compartir contigo 10 mitos en los que la gente normalmente piensa cuando va a comprar una propiedad y que podrían interferir con tus planes de inversión en bienes raíces. Comprar una propiedad es una gran decisión, pero si estás bien informado, el camino será tranquilo y el resultado será el adecuado para ti y tu futuro financiero.
Myth #1: You must be Mexican to own property in Mexico.
As a foreigner, you can acquire property through a bank trust or Fideicomiso or through a Mexican Corporation.
Myth #2: Real estate agents are expensive.
First, your agent’s fee will be paid at the closing of the transaction by the seller so it won’t cost you. In addition, having an agent is a wise decision because he or she will guide you throughout the process. They are expert in the theme, they know the area and they have access to all the properties. They will advise you and will work on your behalf.
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Myth #3: Don’t call a real estate agent until you’re ready to buy.
Although it’s good to have a clear idea of what you want, you can start your professional relationship with an agent at an early stage in the process. He or she can guide you on how to start if you are not sure how to do it. Having a call or meeting them is recommended to build confidence and understand your needs.
They can create a search for you, filtering the properties that meet your criteria. It is important to be open with them and to share information like estimated budget, area where you would like to buy and what kind of property you are interested in.
Myth #4: It’s all about location.
Yes, location is very important to consider, however, if you are not local or familiar with the area an agent can guide you on the pros and cons of each place. The decision on where to buy will depend on your needs and desires, for example, you should consider lifestyle, kind of property, purpose of buying, and budget.
Myth #5: Renting is always cheaper than owning.
While this may be true in the short term, over time, the cost of renting can add up and may even surpass the cost of owning.
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Myth #6: The bigger the down payment, the better.
While a larger down payment can reduce the amount you have to pay each month or may give you a discount, it may not always be the best option for your financial situation. This is an important point to consider, you don’t want to be financially unstable. Here you can be advised either by your real estate agent or your financial advisor.
Myth #7 All homes appreciate in value.
The value of a home can increase over time, but this is not always the case and is dependent on a variety of factors, such as the state of the housing market and the condition of the property.
Myth #8 Buying a home is a quick process
The property buying process can take several months, from finding the right property to closing on the sale so being guided by an expert can give you an idea of how long will your process take.
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Myth #9 You need to have a lot of money saved up
While it’s important to have a savings account, you don’t need to have a large amount of money saved up to buy a property, there are different options in the market that can allow you to buy with financing plans.
Myth #10 It’s best to wait until interest rates are low.
Interest rates are always fluctuating, so there’s no guarantee that they’ll be low when you’re ready to buy.
Now that we have revealed the truth behind some of the most common real estate buyer’s myths, we invite you to consider making your wish come true. Contact us, we’ll be happy to help you!